The coverage for damages caused by faulty fire suppression systems or sprinklers can vary depending on the specific policy and terms of the apartment insurance. Generally, standard renter's insurance or apartment insurance policies may cover damages to personal belongings caused by fire, water, or other covered perils.
However, it's important to review the policy documents and speak with the insurance provider to understand the specific coverage details. Some policies may exclude coverage for damages caused by faulty systems or appliances, while others may offer optional endorsements or additional coverage for such incidents. Reading the policy thoroughly and discussing it with the insurance provider is the best way to determine the coverage for damages caused by faulty fire suppression systems or sprinklers in an apartment.
Publication date: