Are damages caused by earthquakes or tremors covered by the insurance policy?

The coverage for damages caused by earthquakes or tremors varies depending on the insurance policy you have. In some cases, standard homeowners or renters insurance policies do not include coverage for earthquake damage as it is considered a separate peril. However, you may be able to purchase additional earthquake insurance coverage either as an endorsement to your existing policy or as a separate policy altogether. It is important to review your insurance policy documents or contact your insurance provider directly to understand the specific coverage and exclusions related to earthquakes or tremors.

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