Whether your apartment insurance will cover damage to the exterior design caused by nearby chemical spills or pollution depends on the specific terms and coverage of your policy. Generally, apartment insurance covers damages to the interior structure and contents of your apartment, while the exterior may be covered by the building owner's insurance policy.
To determine if your apartment insurance covers such damages, you should carefully review your policy documents or contact your insurance provider directly. They will be able to provide you with the exact details of your coverage and advise you on how to proceed in case of any damage caused by chemical spills or pollution.
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