The coverage for damages caused by accidental flooding or plumbing failures can vary depending on the specific insurance policy. Typically, standard homeowners insurance policies do not cover damages caused by floods, which may require a separate flood insurance policy. However, accidental water damage caused by plumbing failures, such as burst pipes, leakage, or overflowing appliances, is often covered by homeowners insurance. It is advisable to review your insurance policy or consult with your insurance provider for detailed information about the coverage provided for such damages.
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