I'm not an insurance expert, but I can provide some general information. Whether damages caused by roof leaks or poor drainage on balconies are covered by an insurance policy depends on the terms and conditions of the specific policy you have. Typically, homeowners' insurance policies cover certain types of perils or risks, such as water damage resulting from sudden and accidental incidents like burst pipes or storms. However, coverage for gradual damage or maintenance-related issues might be limited. It's essential to review your insurance policy or consult with your insurance provider to understand the specific coverage and exclusions related to roof leaks or poor drainage on balconies. It's also worth noting that insurance policies can vary, so what may be covered by one policy might not be covered by another.
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