It depends on the specific details of your apartment insurance policy. Generally, apartment insurance, also known as renter's insurance, covers damage to your personal belongings and liability for any injuries or damages you may cause to others. It typically does not cover repairs to the building itself, as that is usually the responsibility of the landlord or building owner.
However, if the plumbing issue leads to damage of your personal belongings, your apartment insurance may provide coverage for those damages. Additionally, if the plumbing issue is caused by your negligence, your liability coverage may help cover the cost of repairs for the affected units.
To determine the exact coverage and limitations of your policy, it is recommended to carefully review your insurance policy documents or contact your insurance provider directly. They will be able to explain the specific coverage details and address any questions or concerns you may have.
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