The damages to the exterior design of the building that are typically covered by apartment insurance (also known as renters insurance) may vary, depending on the specific policy and insurance provider. However, commonly covered damages to the exterior design of the building may include:
1. Fire damage: If the exterior of the building is damaged or destroyed by a fire, your apartment insurance may cover the repair or rebuilding costs.
2. Storm damage: If the exterior of the building is damaged by storms, such as wind, hail, lightning, or tornadoes, your insurance may cover the repairs.
3. Vandalism: If the exterior design of the building, such as walls or windows, is intentionally damaged by acts of vandalism, your insurance may cover the repair or replacement costs.
4. Theft or burglary damage: If someone breaks into the building and causes damage to the exterior structure, your insurance may cover the repairs.
5. Falling objects: If external objects, like trees or branches, fall on the building causing damage to the exterior, your insurance may cover the costs of repairs.
Remember, it is always important to review your specific policy terms and conditions to understand the extent of coverage provided for the damages to the exterior design of the building by your apartment insurance.
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