Yes, you can add additional coverage for specific interior design elements like expensive artwork or custom-built furniture. This is commonly referred to as scheduled personal property coverage or a rider. It allows you to increase the coverage limits beyond what is provided under a standard homeowners or renters policy. With a scheduled personal property coverage, you will need to provide documentation such as appraisals, receipts, or other proof of value for the items you want to insure. This additional coverage ensures that these high-value items are adequately protected in case of damage, loss, or theft. It's important to discuss your specific needs and desired coverage with your insurance provider to determine the best options for your situation.
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