It depends on the specifics of your insurance policy. Generally, homeowners' insurance policies provide coverage for accidental damage to bathroom fixtures like toilets and sinks caused by covered perils such as fire, vandalism, or water damage. However, accidental damage caused by neglect, wear and tear, or normal use may not be covered. To know for certain, you should review your insurance policy or contact your insurance provider to understand the specific coverage and exclusions related to bathroom fixtures.
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