Can I claim insurance for damages caused by accidental damage to built-in shelving or storage units?

Whether you can claim insurance for damages caused by accidental damage to built-in shelving or storage units depends on the terms and conditions of your specific insurance policy.

Generally, homeowners insurance policies cover accidental damage to the structure and contents of your home, including built-in shelving or storage units. However, there may be certain exclusions or limitations on coverage, so it is essential to review your policy or consult with your insurance provider to understand what is covered and the claim process.

Additionally, insurance policies usually have deductibles, which means you may need to pay a certain amount out of pocket before the insurance coverage applies.

It is recommended to document the damages with photos and provide any necessary evidence to support your claim. To obtain a clear answer on whether you can claim insurance, reach out to your insurance provider or review your policy documents.

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