Can I choose how the interior design will be repaired or replaced, or does the insurance make that decision?

The extent of control you have over the repair or replacement of the interior design depends on the specific terms and conditions of your insurance policy. Usually, insurance companies will have their own guidelines and processes for handling claims and repairs. They may require you to submit a claim, provide detailed documentation of the damage, and obtain estimates from contractors.

However, in some cases, you might have the option to choose the contractor or company that will perform the repairs, as long as they meet the criteria set by your insurance provider. Keep in mind that insurance companies usually have a list of preferred contractors or service providers they work with, but you might be able to request an exception.

Ultimately, it is essential to review your insurance policy and communicate directly with your insurance company to understand the extent of your control over the repair or replacement process for the interior design.

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