Does the insurance cover damages caused by accidental fires started by faulty electrical appliances?

It depends on the specific insurance policy you have. Different insurance policies have different coverage options and terms. Generally, standard homeowners or renters insurance policies include coverage for fire damage caused by electrical faults if the fire was accidental and not intentionally caused. However, it is important to review your insurance policy documents or contact your insurance provider to understand the exact coverage and exclusions pertaining to fire damage caused by faulty electrical appliances.

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