Whether insurance will cover damages to the exterior design caused by falling tree branches depends on the specific terms and conditions of your insurance policy. In many cases, homeowner's insurance policies will cover damages caused by falling trees or branches, including damage to the exterior of the house. However, there may be certain limitations and requirements that need to be met, such as proving that the tree was healthy and well-maintained, or that the damage was not caused by negligence. It is advisable to review the details of your insurance policy or consult with your insurance provider to understand what is covered and any applicable deductibles or exclusions.
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