What is the CNB scorecard?

The CNB Scorecard is a tool used by banks and financial institutions to evaluate the creditworthiness of a borrower. It is based on a set of parameters such as credit history, repayment capacity, income sources, and collateral value, which are assigned weights and scores. The CNB Scorecard helps banks assess the risk associated with lending money to a borrower and make informed decisions on loan approvals, interest rates, and repayment terms.

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